工作内容
Our client is a premier financial services and consulting firm dedicated to helping businesses and individuals achieve their financial goals and drive business transformation. They are looking for a Business Development Manager (SME Loans).【Responsibilities】- Build and maintain relationships with small and medium-sized enterprise (SME) clients, understanding their financing needs and business objectives.- Act as the main point of contact for SME clients, addressing inquiries, concerns, and requests promptly and effectively.- Develop a deep understanding of clients' businesses, industries, and market dynamics to provide tailored financial solutions.- Source and identify new lending opportunities within the SME segment, including prospecting and lead generation activities.- Conduct comprehensive credit assessments and risk analyses for loan applicants, evaluating their creditworthiness, financial stability, and repayment capacity.- Structure and negotiate loan terms and conditions in accordance with lending policies, regulatory requirements, and risk management guidelines.- Manage a portfolio of SME loan accounts, monitoring loan performance, repayment behaviour, and compliance with loan agreements.- Proactively identify and address potential credit risks or delinquencies, implementing appropriate remedial actions as necessary.- Work closely with internal stakeholders, such as credit analysts and legal teams, to ensure timely and accurate loan documentation and processing.- Provide financial advisory services to SME clients, offering insights and recommendations on business growth strategies, cash flow management, and capital allocation.- Assist clients in preparing loan applications and supporting documentation, guiding them through the loan approval and disbursement process.