概述

• 薪资

  7,000 SGD ~ 9,000 SGD

• 工作行业

  IT/Telecommunications

• 工作内容

  Our client designs, develops, and supplies hardware, software and integrated solutions for applications in payment, self-service operation and environment management. They are looking for Risk & Compliance Officer.
  
  【Responsibilities】
  
  1. MAS Licensing & Regulatory Compliance
  - Lead the end-to-end MAS SPI licence application process and ongoing regulatory compliance obligations
  - Serve as the primary liaison with MAS on compliance, operational risk, and regulatory matters
  - Prepare and submit regulatory returns, transaction reports, and incident notifications
  - Maintain compliance frameworks aligned with the Payment Services Act and MAS requirements
  
  2. AML/KYC Programme Management
  - Design and implement the company’s AML/CFT and KYC framework, including: Customer Due Diligence (CDD), Enhanced - Due Diligence (EDD), Transaction monitoring, Sanctions Screening
  - Develop compliance policies, SOPs, and internal training programmes
  - Review suspicious activities and file Suspicious Transaction Reports (STRs) with STRO when required
  
  3. Operational Risk & Fraud Management
  - Lead fraud prevention, detection, and response processes
  - Manage operational risk areas including: fraud monitoring, disputes, chargebacks and transaction anomalies
  - Support the evaluation and implementation of AML/KYC and fraud detection platforms
  - Develop onboarding and transaction risk scoring models for schools and other customer segments
  - Coordinate risk response activities during system incidents or abnormal transaction events
  
  4. Technology Risk & Engineering Collaboration
  - Work closely with engineering, product, and IT teams to embed compliance and risk controls into system design and workflows
  - Translate MAS requirements (including FSM-N13 and FSM-N14) into practical technical and operational requirements
  - Review architecture decisions related to: auditability, access controls, data segregation, reconciliation, infrastructure resilience, and security controls
  - Participate in sprint reviews and validate compliance-related user stories prior to deployment
  - Ensure systems support regulatory expectations including trust account reconciliation and operational uptime requirements
  
  5. Integrated Risk & Compliance Oversight
  - Conduct ongoing risk and compliance reviews across products, operations, and partnerships
  - Advise business and product teams on compliance-by-design and risk-by-design principles
  - Review partnership agreements, operational processes, and marketing materials for regulatory and reputational risks
  
  6. Incident & Regulatory Response
  - Establish and maintain incident response procedures for fraud events, compliance breaches, and suspicious activities
  - Coordinate internal investigations and regulatory escalation processes
  - Support MAS incident reporting requirements, including severe IT incident notifications within regulatory timelines
  
  7. Phase 2 Risk Function Transition
  - Document operational risk workflows, fraud rules, and monitoring procedures
  - Support knowledge transfer and onboarding of future dedicated Risk & Fraud personnel while maintaining compliance oversight