Singapore Fintech Deals Hit US$1 Billion in H1 2025 — What It Means for Hiring in Digital Finance

This article is written in English for readers in Singapore. Chinese and Japanese translations are available on our website. 

Singapore’s Fintech Sector Is Back in Growth Mode

After two cautious years, Singapore’s fintech scene is showing strong signs of rebound.

According to KPMG’s Pulse of Fintech H1 2025, total deal value in Singapore’s fintech sector hit US$1.04 billion across 96 transactions — marking a 46% increase from H2 2024.

This resurgence is driven by AI-enabled financial services, regtech innovation, and green finance initiatives, placing Singapore ahead of other ASEAN markets in post-pandemic recovery and digital transformation.

Key Growth Drivers Behind the Fintech Surge

1. AI and Automation in Finance

Singapore’s Monetary Authority (MAS) continues to encourage responsible AI adoption in banking through its Veritas 2.0 initiative, promoting transparent credit scoring and fraud detection models.

This has accelerated demand for AI engineers, data scientists, and model governance specialists in the financial sector.

Read also: [AI Job Interviews in Singapore: What to Expect & How to Prepare]

2. Digital Payments and Embedded Finance

The expansion of Singapore’s PayNow-PromptPay cross-border link with Malaysia and Thailand, along with regional e-wallet integration, has fuelled job creation in payment infrastructure, API development, and compliance.

MAS projects digital payment transaction volume to exceed S$1 trillion by 2026.

3. Sustainable and Green Finance

Following MAS’s Finance for Net Zero Action Plan, financial institutions are hiring ESG analysts, sustainability consultants, and carbon-data specialists.
This sector alone has seen a 22% year-on-year hiring increase, according to MOM’s Labour Market Advance Release Q3 2025.

Where the Jobs Are: Fintech Hiring Hotspots for 2026

Category	In-Demand Roles	Key Skills	Hiring Trend
AI & Data Analytics	Data Scientist, Quant Engineer, Risk Modeller	Python, TensorFlow, GenAI tools	+25% growth
Payments & Blockchain	API Developer, Compliance Officer, DevOps Engineer	Solidity, AML, Cloud Infrastructure	+18% growth
Wealthtech & Insurtech	Relationship Manager, Product Owner, UX Designer	CRM platforms, journey mapping	+12% growth
ESG & Sustainable Finance	ESG Analyst, Impact Investment Advisor	Carbon reporting, sustainability frameworks	+22% growth

Reeracoen’s own client data indicates that cross-disciplinary talent — professionals combining finance acumen with tech literacy — will command the strongest premium in 2026.

What It Means for Employers

1. Talent Competition Will Intensify

Fintech firms, digital banks, and AI-driven startups are all chasing a limited pool of tech-finance hybrids.

Companies will need to rethink compensation and training budgets to retain top performers.

Related reading: [Salary & Benefits 2026: What Singapore Employers Should Budget For]

2. Upskilling Becomes a Retention Tool

MAS has signalled increased funding for TechSkills Accelerator (TeSA) for Finance in 2026.
Employers who integrate this into their L&D roadmap can improve retention while closing skills gaps.

See also: [Upskilling in the Age of AI & Green Jobs]

3. Demand for Ethical AI and Compliance Professionals

With new MAS regulations on AI fairness and data privacy, roles in governance, compliance, and algorithmic audit are rising fast.

Companies that invest early in responsible tech frameworks will gain a strong employer-branding edge.

Why It Matters for the Broader Economy

Singapore’s fintech rebound signals renewed investor confidence across adjacent industries — including manufacturing automation, semiconductor financing, and green tech capital flows.

“AI-driven transformation is not limited to technology companies. It’s reshaping how every business — from manufacturing to finance — competes for digital talent.”

This cross-sector synergy is positioning Singapore as Asia’s capital of digital finance and smart industry, reinforcing national priorities under Smart Nation 2030 and the AI Singapore framework.

How Reeracoen Supports Employers in Digital Finance

At Reeracoen Singapore, we help companies in finance, fintech, and AI-adjacent industries:

• Benchmark salary structures using real-time market data from our APAC Workforce Whitepaper 2025.
• Recruit bilingual professionals fluent in both finance and tech.
• Design onboarding frameworks to reduce mismatch and turnover risk.
• Build sustainable pipelines for data-driven and ethical talent.

Our consultants specialise in connecting vision-driven fintech firms with candidates who can shape the next phase of Singapore’s innovation economy.

🔍 FAQ: Hiring in Singapore’s Fintech Sector

Q1. Which fintech verticals will grow fastest in 2026?

AI-driven finance, green lending, and digital payments — all supported by MAS funding and cross-border initiatives.

Q2. What roles are most in demand?

Data science, compliance, cybersecurity, and sustainability finance.

Q3. Is fintech hiring limited to startups?

No. Traditional banks and corporates are actively building in-house fintech arms, creating hybrid roles that blend technology, analytics, and client management.

Q4. How can employers stay competitive?

Offer flexible hybrid work, cross-training between finance and tech, and transparent pay structures to attract scarce digital talent.

 

💼 For Employers: [Book a Consultation — Build your next fintech or AI-driven finance team with Reeracoen Singapore.]

👩‍💼 For Jobseekers: [Submit Your CV — Explore high-growth fintech and digital finance roles today.] 

 

✅ Final Author Credit
By Valerie Ong (Regional Marketing Manager) 
Published by Reeracoen Singapore — a leading recruitment agency in APAC.

Related Articles:

• [Upskilling in the Age of AI & Green Jobs]
• [Salary & Benefits 2026: What Singapore Employers Should Budget For]
• [Top 10 Hiring Trends to Watch in 2026 (Singapore)]
• [AI in Hiring: Policy, Bias & Practical Guardrails for HR]

📚 References 

• KPMG Pulse of Fintech H1 2025 – Singapore Overview
• Monetary Authority of Singapore – Veritas 2.0 & Green Finance Reports
• Ministry of Manpower – Labour Market Report Q3 2025
• SkillsFuture Singapore – TeSA for Finance Initiative
• Reeracoen × Rakuten Insight APAC Workforce Whitepaper 2025

 

 

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